Insurance Software Development Services Company

NAIC Model Laws and State Insurance Regulation

Applies to carriers, MGAs, and TPAs operating across US states

The NAIC Data Security Model Law and related state Department of Insurance regulations set baseline requirements for how carriers protect policyholder data and report incidents. We build access controls and audit logging that satisfy these requirements without duplicating effort across every state filing.

HIPAA for Health and Supplemental Lines

For platforms handling protected health information

Health, disability, and supplemental lines routinely handle protected health information under HIPAA. We build architecture that keeps this data secure and audit ready from the outset, with Privacy criteria layered in for any consumer facing health insurance product.

SOC 2 and Processing Integrity

Increasingly required by carrier and reinsurer procurement teams

SOC 2 Processing Integrity matters more in insurance than most verticals, since rating engines must produce accurate premiums and claims systems must correctly calculate payouts. We design for this specifically rather than treating SOC 2 as a generic security checklist.

GLBA and NYDFS 500 Cybersecurity Requirements

Federal and New York state financial services cybersecurity rules

The same access management program that satisfies NAIC Model Law also covers most of GLBA and NYDFS 500's cybersecurity requirements. We build one control program with multiple attestation outputs, rather than four disconnected compliance projects.

Solvency II, IFRS 17 and International Reinsurance Reporting

For reinsurers and carriers with international exposure

Reinsurance and international carrier operations often require financial reporting aligned to Solvency II and IFRS 17. We build reporting and treaty management architecture with these standards in mind from the outset, alongside flexible staff augmentation contracts for carriers who need specific actuarial or regulatory reporting expertise without a lengthy recruitment process.

Compliance Mapped as Overlapping Controls, Not Four Separate Checklists

NAIC Model Law, NYDFS 500, GLBA, and SOC 2 share the same underlying access management controls. We build one control program with multiple attestation outputs instead of four disconnected compliance projects that burn out internal teams.

Processing Integrity Built Into Rating and Claims Logic

Sophisticated insurance buyers ask about SOC 2 Processing Integrity specifically, because a rating engine must produce accurate premiums and a claims system must correctly calculate payouts. We treat this as a core architecture requirement, not an afterthought.

Senior Engineering Depth at a Structurally Efficient Cost

Our distributed delivery model funds engineering hours rather than office overhead, giving carriers and insurtechs senior level architecture and development work without the day rates of a Fortune 500 systems integrator.

Full Lifecycle Coverage Across Core Systems

Most insurance software boutiques specialize in one system, either claims or policy administration or portals. We deliver policy administration, claims, underwriting, billing, portals, compliance, and AI risk models in a single coordinated engagement.

Transparent, Scope Based Pricing

Every milestone, delivery date, and cost line is agreed and provided in writing before development starts. No scope creep invoices discovered partway through a policy administration or claims platform build.

A Decision Framework for Custom Build vs Commercial Platform

Custom insurance software makes sense where commercial platforms force unacceptable trade offs on your specific book of business. Off the shelf makes sense everywhere else. We help you make that call honestly before quoting a build, rather than defaulting to a custom recommendation because that is what we sell.

★★★★★

“Digisoft Solution delivered exactly what we needed, on time and within budget. Their team was genuinely invested in making the compliance side work, not just closing the project.”

Sam Shahab, CEO, Verified Clutch Review

★★★★★

“After approaching Digisoft Solution, we were immediately impressed by the depth of their technical and regulatory knowledge. The rebuilt platform has exceeded every benchmark we set.”

Adam Senior, Head of Product, Verified Review

★★★★★

“Digisoft Solution understood the actual claims workflow and delivered a system that cut our reconciliation errors dramatically in the first quarter after launch.”

Rod Westwood, Director, UtilityClick, Verified Review